Trust Made
Visible

An open Layer 2 protocol that makes economic capability visible, verifiable, and financeable for the African informal economy, without requiring anyone to become formal first.

$1.2T+
$1.8T
Africa gap
$3T+
Available capitalInformal economy
Zivana bridges the gap

The barrier is not capability.
It is legibility.

A trader in Lagos with five years of consistent sales history and a reputation her community trusts cannot demonstrate any of this to a funder in Amsterdam. Her trust does not travel. Zivana makes it travel.

Five core primitives

Generic at the protocol level. Specific at the application level. Nothing is mandatory.

Click any node to explore
Trust ScoreZVN.Trust

The central primitive. All others feed into or read from the trust score. The holder-owned reputation asset that makes capital access possible.

Inherited security.
Built for trust.

Zivana inherits settlement from Cardano, privacy from Midnight, and identity from Hyperledger Identus. Production-verified. Open source.

Explore the full stack
Settlement

Cardano + Aiken

eUTxO distribution, $ZVN token, finality

Privacy

Midnight + Compact

Shielded covenants, ZK proofs, selective disclosure

Identity

Hyperledger Identus

DID credentials, verifiable attestations, W3C compliance

Oracle

Orcfax + Charli3

Revenue attestation, price feeds, audit trail

Intelligence

ASI Cloud + Fetch.ai

Market benchmarking, anomaly detection, multilingual

Hover to see distribution

Active covenant

Adunola Textiles

Lagos, Balogun Market

Trust score

847

Covenant progressMonth 4 of 12

4-way distribution split

Capital providers
40%
Business (net)
48%
Agent commission
8%
Protocol treasury
4%
Last distribution: ₦847,200 executed on-chain

Funded amount

₦2,400,000

Active

Sovela

Regenerative capital for economic actors whose capability is real but invisible to formal finance. Profit-sharing covenants that replace extractive lending with aligned growth.

The invisible economy deserves visible trust.

Zivana Protocol is in active development.